Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,834

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mary Kay

The claims process is so easy.

The claims process is so easy and the explanations are clear. So nice to know we have this extra protection for our beloved greyhound Louise (Weezy) - she is one of the family.
5

out of 5

POSTED: | BY: Elizabeth D

Easy and quick claims process.

I was very happily surprised with how easy and quick the process and payment was! I submitted a claim for reimbursement of cost of vaccinations on Sept. 8 and received payment less than a week later!
5

out of 5

POSTED: | BY: Amy W

Filing a claim was easy and quick.

This was my first time filing a claim, and everything was straightforward, quick and easy. So far so good. Thanks!
5

out of 5

POSTED: | BY: Leslie C

Simple to submit claim.

Simple to submit, just send pdf as attachment on my account.
5

out of 5

POSTED: | BY: Elina Lawlor

Easy Claim Process and Great Representative Service

I’ve had this insurance plan for several years until I had to use it. I initially dreaded what I thought would be a long and time consuming process. However, I called them to inquire about the process and was told that there are a few ways to submit a claim ( I opted for submitting through the portal). The representative was very nice and explained everything. I then requested the notes and invoices from my vet and uploaddd to the portal with a short description. About a week later I was advised of the reimbursement amount - no hassles, no going back and forth, just simple ! I have friends whose pet’s plans make them jump through hoops for similar issues , so am soooooo happy this wasn’t the case !

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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