Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,839

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kimberly Martin

I was nervous getting pet insurance..

I was nervous getting pet insurance. My sister, who is a veterinarian, told me it is a must though when we got our puppy. I took her to the vet this morning for her first puppy checkup and first round of shots etc. I took a picture of my receipt and uploaded it, and within about 4 hours it had been reviewed and accepted and I was fully reimbursed for what I spent at the wellness visit. I cannot praise this company enough!! I would recommend them to anyone and it was so extremely hassle free and painless. I sincerely appreciate the honesty and integrity of this company so much and have already told everyone I work with about it!!
5

out of 5

POSTED: | BY: Alyson R

Easy and fast claim for our pup.

Our pup injured her knee resulting in a canine cruciate tear. We submitted and updated claims without difficulty. We were reimbursed very fast
5

out of 5

POSTED: | BY: Joann L

Pet insurance is a great financial help.

My dog Jake has dry eye problems and visits a specialist for this. He will be on medication for his life. Having this Pet Insurance is a great financial help for us.
5

out of 5

POSTED: | BY: Tai C

I really like Pets Best.

I really like Pets Best because submitting claim is quick and easy. You could complete your claim in less than 3 minutes. Best of all, you will get your check in less than a week.
5

out of 5

POSTED: | BY: Martine B

Customer-oriented and easy for claims.

Very customer-oriented, easy handling and to fill a claim, fast processing

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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