Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,354

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lawrence V

Receiving payment was easy.

Receiving payment of claim was easy. Just think maybe a special puppy rider since I've already used up some allowances and he still has more to go....
5

out of 5

POSTED: | BY: Aryan R

Quick claims process.

Rout to ne check up. Quick form fill out and submission of the receipt. Direct deposit into my account.
5

out of 5

POSTED: | BY: Harry G

Best insurance out there!

Best insurance out there. I recommend Pets Best to anyone with pet.
5

out of 5

POSTED: | BY: Kristin c

Grateful to Pets Best and their claims department.

We were so grateful for all the help Pets Best provided us as we filed our first claims. While our claim was denied due to a pre-existing issue, we were unsure if the diagnosis given previously would be the same issue. The agents were SO THOROUGH and we were so happy they did everything possible to review the claim before reaching a decision. It was so helpful!
3

out of 5

POSTED: | BY: Becky Blanton

Don't buy this online and check to see you get what you pay for

I went online and purchased two policies - one for EACH of my cats, or so I thought. When I logged in to check on the account, upload photos of my cats, etc. I found I only had ONE policy for one cat. They took payment for TWO cats, but only sent me one policy. They're not available on the weekends.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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