Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,350

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ruth

Worth having

I am so happy to have health insurance for my dog. I just made my first claim because my dog was in obvious pain and limping, and I was not afraid to take him to the vet and get him the care and tests he needed, knowing I had pet insurance! Communication with Pets Best is fast and friendly and claims are straight forward. I recommend getting your pet insured with Pets Best.
1

out of 5

POSTED: | BY: Donna McAllister

Unfortunate and unfair response

Unfair decision rendered on the first and only claim I have filed. Highly disappointed.
5

out of 5

POSTED: | BY: James

File claim process is easy.

The file claim process from start to finish was very easy and the final result was better than I expected
2

out of 5

POSTED: | BY: Melinda F

Very easy to submit claims.

Very easy to submit, the timing took literally 72 hours to be deposited into my account. And my out of pocket was only $3 of $125. Thank you Pets Best!
5

out of 5

POSTED: | BY: Jill H

We're so glad to work with Pets Best.

Pets best has been a great experience and we are so glad to work with them.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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