Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 13,049

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lawana T

Having Pets Best puts me at ease

I have always had great response from Pets Best. Helps me feel at ease in keeping my baby (Jacob) in good health. Love it.
5

out of 5

POSTED: | BY: Jessica G

Extremely easy to file a claim

Extremely easy to file a claim for my dog's most recent vet visit. I was able to upload my bill via the app and submit the claim in just a few minutes.
4

out of 5

POSTED: | BY: nosatisfaction

Mo's claim

I am very happy with the speed of the evaluation. My only concern is that I circled the amounts on the bill that I was claiming for the infection in Mo's foot and you evaluated the entire bill. I did not try to claim for the routine service that was on the bill. You made it look like I was asking for all of it. I was very clear on the amounts I knew were covered.
5

out of 5

POSTED: | BY: Tom

A+ Pet Insurance

I can find no reason to have any complaints about the server che that I have received.
5

out of 5

POSTED: | BY: Jenn

Affordable and Fast Turnaround on Claims

I submitted a claim for my little girls first visit and the turn around time for them to process it was very quick. All you do is scan in the receipt and upload. So easy!!! Not to mention the visit cost me next to nothing which I am grateful for because vet visits can get costly. As people we have insurance to help with the cost and I think this is so great that they have insurance for animals now too. Pest Best is affordable and I will get my moneys worth just in well visits alone. I hope I never have to use it outside of that but it is comforting knowing I have it should something awful occur.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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