Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,101

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Kali Kozlousky

It is helpful..... i think

I have a wellness plan along with illness and injury coverage. So I am supposed to be reimbursed for 90% of illness and injury after deductible and 100% up to an amount I picked at the beginning of the policy. I have been to two vet visits for ear infections and one different location vet visit for worms. I have sent in all the detailed receipts I received from vet offices but the insurance company has asked for more information all 3 times and says they have reached out to the vet offices but the vet offices do not respond back. So essentially I haven't been reimbursed for anything other than wellness & prevention. I should probably check into other companies.
5

out of 5

POSTED: | BY: Alessandro Colantuono

I made the best decision by choosing…

I made the best decision by choosing PetBest insurance. I feel lucky to have used it a couple of times, but I'm always grateful for their prompt support whenever I need it. Thank you so much for being there for me. Regarding this experience, it was the same as always. It was Wonderful!!
5

out of 5

POSTED: | BY: customer

Has the best combination of coverage…

Has the best combination of coverage and premium. Claims submitted have been accepted and paid promptly. One misunderstanding initially was cleared up easily with one phone call.
1

out of 5

POSTED: | BY: Disappointed customer

What a Rip-Off Pets Best Insurance is!

Pets Best Insurance for my dog - Had this insurance for 1 year and it is due for renewal. The rate is $10 more per month - now up to $45.45 per month. We have not even used it at all in the past year. When I went and did a new search to buy from another company, Pets Best pops up 1st with a quote of 31.00 per month - for the same coverage I have now ( but even less than I was paying every month for the past year - go figure!). When I called to speak with the company about this, I was given the "run around" - This is nothing more than a bait & switch approach -because each year as pet ages you run risk of paying more if you were to start with a new company. Only thing is, I can pay less right now - with my pet being a year older - as compared to keeping the plan with Pets Best. Don't bother with them - and their customer service is awful.
1

out of 5

POSTED: | BY: Lashauna Tatum

Takes to long

Turn around times for claims to be paid take too long. Considering changing to diff company

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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