Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,839

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Shirley Lienert

Payment of claims

This is the third claim I have made on our rescue dog, Lucy, and I couldn't be more satisfied.. Never a problem, making the claim was easy, and reimbursement was very prompt. I highly recommend Pets Best and wouldn't hesitate to go with them again should I need to.
5

out of 5

POSTED: | BY: Jody O

Quick and easy.

This was the first time I had in's that actually paid me everything they said they would ! I was very pleased it was quick and easy
5

out of 5

POSTED: | BY: Vicki

So easy to submit my claims.

So easy to submit my claims using the pets best app!! Also how fast the claims are processed and paid!!
5

out of 5

POSTED: | BY: Madison O

Filing a claim was quick and easy!

I brought my cat Moco into the vet for a routine check up, all went well, took pics and uploaded the receipts, submitted my claim within minutes on the app. All was quick and easy!
5

out of 5

POSTED: | BY: Danielle M

Wonderful claims service.

Your claims service is wonderful. I can submit a claim and within 5 days I have payment. Cooper was a rescue from the south. He has had a colonoscopy and endoscopy to determine that he basically has IBS for dogs. The service provided to me from Pet's Best made a bad situation better. Cooper is now happy and healthy!
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Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best Pet Insurance detail
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.
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