Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,839

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Doug V

Seamless claims process.

Our Lab, Cody, has allergies. We have a monthly prescription for allergy medicine that receives benefit from Pets Best. We process as needed and the claim is followed thru seamlessly by the Pets Best Team. Thank you!!
5

out of 5

POSTED: | BY: Linda L

Easy and quick.

Very easy to use and usually quick turnaround time.
5

out of 5

POSTED: | BY: Lisa

Pets Best is fantastic, great coverage with an easy process and fast reimbursement!

Pets Best has been a great experience and help for an unhealthy puppy. Claims were covered quickly with great EOB’s and it very user friendly. I recommend Pets Best on Facebook pet groups every time someone asks. Overall great experience that saved a puppy!
5

out of 5

POSTED: | BY: Amie Z

Never had any problems with claims.

Every time I send my claims for my 2 pets, I've never had any problem with my claims whatsoever. Sending a claim is so easy. Pets Best instantly send a confirmation of receipt. Claim is paid in a week, most of the time. I have been referring Pets Best to my friends and family. It's so nice to have this insurance for our little pets. Thank you, Pets Best!
5

out of 5

POSTED: | BY: Denise F

Easiest claims process ever.

This was one of the easiest claims processes I've ever encountered. It only took about 3 days and I did everything from my phone. Uploaded the receipt, answered any questions...it was very simple. Thanks Pets Best for making it easy.
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Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best Pet Insurance detail
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.
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