Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,334

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lindsey

Worth the price!

Well worth the money. Got the regular insurance and some routine coverage. Already made back my monthly amount and then some. Well worth the cost. Get this early in ur dog’s life so you can use the routine coverage for shots and things :)
5

out of 5

POSTED: | BY: Helena

Easy claims process.

The claim process was extremely easy. I received my return very quickly.
4

out of 5

POSTED: | BY: Angelo

Pets Best takes the sting out of vet bills.

Glad you covered this illness. Sometimes we get nothing because you classify it as wellness. Your policy takes some of the sting out of the cost.…
5

out of 5

POSTED: | BY: Lindsey W

Very excited about Pets Best insurance.

Bought the routine coverage for my dog and it was great. Well worth the money. Already able to use it for his vaccines, bloodwork, and routine well exam. Very excited about this insurance.
5

out of 5

POSTED: | BY: Tony T

Claims process couldn't be easier.

We had our two dogs spayed and neutered and our vet submitted the forms to Pets Best, and I didn't have to do anything, so it can't be any easier than that...
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Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best Pet Insurance detail
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.
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