Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,334

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Francois F

Claims process took less than a week.

Frisco had a swollen eye almost shut. Took him to the vet and received treatment and follow up appointment. Filed the claim and in less than a week, received notice and it was added to our deductible.
5

out of 5

POSTED: | BY: Kimberly Nucci

Best Pet Insurance

This is the best pet insurance we have ever had! The process of processing a claim is so easy and convenient! They have put our minds at ease as to the health of our dog. We have been so pleased. Thank you Pets Best!!!
5

out of 5

POSTED: | BY: Barbara W

Could not have been easier.

After 7 years of an uneventful life in the health department of an exceptional life, Newman decided to eat something which had to be taken out of him via surgery. I very simply submitted his detailed claim online and one week later we got reimbursed for a little more than half of his medical bills. It could not have been more easier.....now Newman is flying again!
5

out of 5

POSTED: | BY: Ashley B

Easy process.

This process is so easy. Thank you for being responsive and making it a smooth process.
5

out of 5

POSTED: | BY: Paula G

Very easy to file claim and get paid.

Very easy to file claim on my phone and got paid in just a few days

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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