Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,330

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Melissa Kim

Their processing is fast and customer…

Their processing is fast and customer service is responsive. I am a new customer but so far so good.
5

out of 5

POSTED: | BY: Margaret E

Was very easy and fast.

Was very easy and fast. Made the stress very low and I could concentrate on my baby. Thank you.
5

out of 5

POSTED: | BY: Donna W

I am so grateful to Pets Best.

I am so grateful to Pets Best. My young Newfoundland dog, Robin, is recovering beautifully from a very severe illness that has lasted almost 4 months - beginning to end. She had a mysterious infection that was confounding the doctors. At one point, Robin's front leg became neurotic. We rushed her to UC Davis emergency. Robin spent 9 days at UC Davis. They went on the search to find out why Robin was so sick. Initially the doctors were not sure, if they could save Robin's leg. Fortunately, they were able to save her leg. Upon debris of Robin's leg, a biopsy was taken and they found a bacteria that was very bad and resistant to all antibiotics except one. Once Robin was put on the appropriate antibiotic, she began her long road back to health. The initial very large wound on Robin's leg is now almost entirely healed. Pet Best never once questioned me about the continual veterinary bills that flooded in. When I would talk to a representative on the phone, they were always kind, and supportive. I would apologize for the large bill and the representative would tell me not to worry or think about that and to just get Robin well. I think Pets Best is the very best insurance and I have no intention of every changing carriers. Thank you for taking care of my pets!!
5

out of 5

POSTED: | BY: Marcia K

Pets Best took the worry out of vet bills.

This year I turned in 3 claims on my 2 dogs. One was for a diagnostic colonoscopy, another was for therapeutic laser light therapy to treat lameness, and the third was for a bite wound. All I had to do was upload copies of my statements (one can mail them in, too, if they needed), and Pets Best did the rest - - figured out the deductible and co-pay. We are retirees, so having insurance coverage took the worry out of dealing with the veterinary costs.
5

out of 5

POSTED: | BY: Kellee D

I love Pets Best.

Mr Big vomited throughout the night and I knew something was up. Dr. Claus was able to immediately diagnose him and he was feeling better in not time. Yay! Without the peace of mind that I get from having Pets Best Insurance, I may have waited a little longer than I should have to get him in to be diagnosed and treated. I love Pets Best. They enable me to provide the absolute, best care possible for my beloved, furry companions.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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