5
out of 5
POSTED: | BY: Elora D
Very quick to respond to my claim
Very quick to respond to my claim status and excellent results!
4.3
out of 5
Number of reviews 12,821
Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S.
Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kristine D
First claim experience was exceptional
this was my first claim experience with Pets Best and i would rank it as exceptional. Very quick, very easy and payment came with detailed explanation of what was covered
5
out of 5
POSTED: | BY: Verna I
Pets Best responds quickly
Our puppy suffered a tibia fracture and from treatment #1, Pets Best have responded quickly. Luna needed surgery , the bill for that was $2400 and Pets Best paid $2100 so we didn't need to worry about finances but focus our attention our loved Luna! Thank you, Pets Best!!
5
out of 5
POSTED: | BY: Lori V
Impressed with Petsbest
I am so impressed with Petsbests. The process is so easy and payment is quickly received.
5
out of 5
POSTED: | BY: Nanci K
Better than another Pet insurance company
Normally, my claims are handled quickly and to my satisfaction. I have a dog that is ill and I have to had to put several claims and it has worked out well. Much better the another Pet insurance I had for another dog.
Monthly Cost
$6 and up, depending on your chosen plan.
Coverage
Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible.
Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states).
Two optional Wellness plans to cover routine care.
24/7 Pet Helpline, powered by whiskerDocs is included on all policies.
The pay-out amount is based on your actual vet bill.
Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method.
Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.
Payout Limits
$5000 -Unlimited annual limit, depending on your chosen plan.
Unlimited lifetime limits.
Deductible
$50 – $1,000 annually.
Age Limits
Pet must be at least 7 weeks old to enroll.
Pets Best does not restrict coverage or availability for older pets.
Waiting Period
A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.
Exclusions
Pre-existing conditions are not covered.
Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005.
Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.