Pets Best | Pet Insurance Review

Filed a claim, got paid! That's how it should work.

Not very happy with Pets Best coverage. I switched from Nationwide Pet unfortunately due to my employer contract changing. The reimbursement is not even as high and I'm finding charges deemed not covered now when they were with Nationwide. I picked the best policy with PB for reimbursement and still only get about 50% of my payment reimbursed back unlike 80-90% with my old policy. Just sad.

we have been really happy so far - it’s been 3 years

All of these pet insurance companies are scams. They wouldn’t even pay for end of life treatments because my deductible hadn’t been met, after paying premiums monthly for 7 years. You’d be better off just saving money every month.

After 2 appeals and 9 weeks after my dog's surgery, Pets Best finally decided to pay the claim. The initial claims adjusters/underwriters for Pets Best are presumptuous and deny claims that they have not fully reviewed. No due diligence is done before they deny your claim. They will not speak to you nor your pet's vet. Pet Best cost me hundreds of dollars in credit card interest by denying my claims hoping i would go away. Unfortunately for them, I'm not going anywhere. Their website says they pay claims in 5-7 days. They took 5 WEEKS to deny my initial claim, then it only took them 2 DAYS to deny my appeal. Finally after another 2 WEEKS they approved my 2nd appeal. Afterward I had to wait 7 days for them to pay me via direct deposit. The whole process was ridiculous and unnecessary, as I provided them with almost 7 years of vet record documents from the day the dog was born to the day of surgery.