Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,232

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Melissa Barton

Be aware of “pre-existing conditions” that never existed!

My Golden Retriever, age 8, never had a health problem before 10/01/18, when she collapsed and died and gained consciousness after CPR was preformed. She was diagnosed with Dialated Cardiomyopathy and accumulated around $5,000 in vet bills over the past month. Pet’s Best is calling this a pre-existing condition, which is rather funny considering she never had any sign/symptom of it, and if we knew about it, we would have treated it long ago. It took the company 26 days to make this decision. I am left with the feeling that, because the claim was so large, Pet’s Best would have done anything to deny it. Now I will have to go through whatever appeal process and I don’t have great expectations for the overturning of the decision, based on Pet’s Best service to date. I will likely cancel coverage for all three of my dogs and transfer to another company.
5

out of 5

POSTED: | BY: Meliana J

Super easy and prompt claims process.

Super easy to file claim and got an immediate response. Bandit started limping and I thought he had just tweaked a leg while playing at beach Turns out his knee popped out and wouldn't get better, and would cause damage to his ligaments if not repaired. Let's Best insurance made it possible to have the surgery done and now he is the happiest little dog ever. Thanks for the easy claims process and quick responses. I wish my own health insurance was so good to work with
5

out of 5

POSTED: | BY: Sheila N

Love the convenience and accuracy of the claims process.

I love the convenience and accuracy of the claim process. my claim is always handled immediately and completed within 5-7 days. It gives me comfort to have pet insurance and that I'm completely satisfied with the experience. thank you for always taking care of my sweet girl
5

out of 5

POSTED: | BY: Jennifer P

Pets Best saved my dog's life!

So glad I got this saved my dogs life!!
5

out of 5

POSTED: | BY: Angela P

Best decision we've made.

Best decision we have made regarding our Cupcake. Pets Best is great

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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