Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,232

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Eric H

Great costumer service.

Great costumer service
4

out of 5

POSTED: | BY: Taylor T

Everything was great.

Everything was great except for the amount. I did not understand why the claim amount was lower than what I had thought it should be & no explanation of why there was a cap on that service.
5

out of 5

POSTED: | BY: Melissa A

Pets Best paid for every visit.

My cat Oliver had been having GI issues on and off for about a year. On 9/20/18, my vet did an ultrasound and saw 2 masses in his intestines. I decided to allow him to do surgery to see if they can be removed and sent for biopsy. A few days after surgery, his biopsy came back - intestinal lymphoma. I decided to see if he could receive chemo treatment and met with the oncology vet the next day. He felt Oliver would respond well to the CHOP protocol, so I decided to give it a try. Oliver has been doing excellent since his surgery and starting chemo. Pets Best has paid for every vet visit since then and Oliver and I have been so grateful. Without Pets Best's help, I would be up nights worrying about the vet bills for Oliver's cancer treatment. But I have a peace of mind knowing I can help my orange guy and have financial support from Pets Best. Thank you so much.
4

out of 5

POSTED: | BY: Mark T

Claims process keeps getting easier!

I've been a customer for 7 years and your process keeps getting easier. Nice job!
5

out of 5

POSTED: | BY: Terry J

Excellent response time.

The response time was excellent. Details provided on claim payment/non-payment was very thorough.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

Get a quote today

Leave a review