Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,234

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Terry K

Hassle-free

As always the process was hassle free and payment was fast. I completely understood the explanation of benefits and everything was in order. I refer you to all my friends with pets because I truly love your service however I was told MD law does not allow me to receive any credit, points etc. for referrals. If this has changed please let me know.
5

out of 5

POSTED: | BY: Allyson D

Great coverage for a great monthly premium

I have a 3 year old German Shepherd was just looking for insurance to cover possible problems that may arise as he becomes older this policy had not only that type of coverage but Wellness coverage which is a great help with just yearly vaccines heartworm preventative and any other Wellness benefit that may come along for a great monthly premium.
5

out of 5

POSTED: | BY: Nancy

Quick reimbursement

Very responsible and quick reimbursement. Highly recommendable pet insurance company
5

out of 5

POSTED: | BY: Jan Meador

I have had Pets Best for about 5 or 6…

I have had Pets Best for about 5 or 6 years now.For the first few years, we made no claims. The past 2 years, as Sweet Pea ages, it has been a life saver for me! I have always had quick processing, appropriuate payment, and never a problem. All dealings with them have been just excellent.
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5

out of 5

POSTED: | BY: Judy

Pleased with the entire process

Second claim filed for another foreign object in my dog so another surgery. I filed my claim online, immediate response that it had been received. Within 4 days I got an email with explanation of benefits and 3 days later a check. Could not have been easier and was very pleased with the entire process.
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Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best Pet Insurance detail
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.
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