Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,238

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sarah

Great Pet Insurance

Pets Best is has different options to help make pet insurance affordable for multiple dogs. It's super-easy to file claims on-line and the response times are very good.
5

out of 5

POSTED: | BY: terri

I really like this insurance

I really like this insurance, I just wish the annual increases weren't so much!
4

out of 5

POSTED: | BY: Margot Alexandropoulos

I have been with PetsBest for 15years

I have been with PetsBest for 15years. 13 years with my late Pug, and the past Year and 1/2 with my rescue Doodle Camelot. I love this company and would never change. My only word of advice to consumers, is Read Read Read the Policy. Things vary state to state, and any appeals based on state,, at least in my case were denied, even with additional and updated vet notes.
5

out of 5

POSTED: | BY: Denise Murray

Gives me peace of mind.

Great company to work with. Easy to submit claims and payment is quick. They were there when one of my dogs was diagnosed with inflammatory bowel disease and my other dog needed surgery for a benign tumor on her muzzle. Having excellent insurance gives me peace of mind. I tell everybody that has pets to get petsbest. Best decision ever.
5

out of 5

POSTED: | BY: Cynthia Richter

Pets Best have been most responsive to…

Pets Best have been most responsive to our claims. No question that I would recommend to a friend or family.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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