Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,236

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kimberlee S

I am so thankful

I lost my boy Joey in May, after a VERY expensive battle with mitral valve disease. In August I adopted Evie from Mexico. I insured her with Pets Best the day I brought her home, even though she is only one year old, because I did not want money to be a barrier if she were to get sick, either now, or in the future. In October she started to have GI issues. I didn't have to worry about the cost when she had to be hospitalized or have tests run. Ultimately she had to have emergency surgery, and Pets Best covered 90% of the cost. I am so thankful that she had insurance.
5

out of 5

POSTED: | BY: Amy M

I feel reassured

I think this insurance is great..except for high monthly premiums. My claims are processed quickly and I feel reassured knowing I have this coverage for my babies.
5

out of 5

POSTED: | BY: Sarah T

Responsive and helpful

It's nice to know that Pets Best is very responsive and helpful in filing claims.
5

out of 5

POSTED: | BY: Erin C

Compassion during a very stressful time

I've had insurance with Pets Best for the last 11 years. While I've had a few claims over the years, it wasn't until last year when I fully recognized and appreciated how wonderful Pets Best is to work with! My 10 year Golden Doodle, Dempsey, had major surgery to remove cancer from his hip and had some subsequent issues during the recovery. The claims were highly involved and somewhat complicated. Each time I had questions or needed assistance with follow up the person on the other line was patient and showed compassion during a very stressful time. They truly understand that for most of us, our animals are our children and feeling their compassion made a very difficult situation easier to navigate. Most recently, Dempsey began to cough suddenly and it only progressed to the point I ended up taking him to the emergency vet at 4:00am. X-rays and tests determined he had sever pneumonia. After spending the night at the emergency vet on fluids, he was able to return home to recover. Within days of submitting the latest claim I received notice that it was processed. I can't recommend Pets Best enough and am eager to recommend them every chance I get! The ease of submission, the prompt turn around and the compassionate voice on the other line make for a great experience every time.
5

out of 5

POSTED: | BY: Katt J

Truly recommend them

Pets Best, is the best. Submitting a claim is super easy and they're so fast filing claims. I truly recommend them!

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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