Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,990

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: YILIN

Pretty cool INSURANCE

Pretty cool for the wellness routine plan! Save my money and processed quickly!! i got a phone call to ask about the insurance and I will recommend to my friend as well!
5

out of 5

POSTED: | BY: Colleen M

Quick answers

This is our first claim experience and I was confused about submission aspects from our Vet Hospital. Ashley listened patiently to all the details and found specific answers quickly! During the conversation she explained about electronic deposit for future reimbursements and took my bank acct info, securely pausing the call-recording while gathering that sensitive information. As soon as I got off the phone and checked emails, there was already the notice that bank data had been entered in my portal. I certainly gained confidence in Pets Best procedures and staff, and have already referred you to a neighbor and a co-worker! Thank you!
5

out of 5

POSTED: | BY: Aki O

Kind assistance

It was my first submission of claims - I was not sure which treatment would be covered or not, so contacted to customer service. Then, I was encouraged to send all vet bills I had - which was easier for me. Pets Best carefully reviewed all the items and provided detailed explanations on each one in regard to whether it's covered/refunded or not. I appreciate their kind assistance -
5

out of 5

POSTED: | BY: Cindy W

Pleased with reimbursement

Unfortunately my vet went from a $255.00 price to a $334.00! Last I was pleased with a reimbursement of $200.00 so with the price costing me more I did think it would be a greater reimbursement then $184.00.
5

out of 5

POSTED: | BY: Jane S

Everything is easy

Everything is easy with Pets Best. I've had them for several years and have never been disappointed. Claims are serviced fast, vets are contacted if more info is needed. Any delay is explained promptly via email. Coverage is the best. I believe it's a few dollars more, but the coverage, the responsiveness, and the pleasant people in customer service all make it worth the extra pennies. Claims are simple to submit too. I haven't one negative word about Pets Best. I boast about them all the time and now have my vet recommending them. I have only high appreciation for Pets Best.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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