Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,229

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michael R

Nothing better

There is nothing better knowing that when I walk into my vet and the payment is made that within a week to 10 days I have my money back from Pets Best. It's a big piece of mind
5

out of 5

POSTED: | BY: Shari Carr

Pets Best Insurance is the pet's parent relief and comfort with knowing that their pet baby is covered in all areas needed.

As a first time pet parent getting insurance on my pet baby, it is a real relief with Pets Best. Choosing the right insurance plan for you and getting a quote is easy and stress free. Enrolling with Pets Best is the best decision that a pet parent can make to cover you most prized possession, your pet. I wouldn't change any decision that I've made thus far. Pets Best gives you the best experience and will answer any questions if you're ever unsure of what is the right plan for you and your pet family.
2

out of 5

POSTED: | BY: Anne OConnelll

I have a claim sitting for review - medical records have been forwarded to Pets Bests 4 times

this miscommunication between Vet and Pets Best. I was told the claim would be processed with a week. the miscommunication is the medical records for Cooper Decker are waiting to be reviewed by Pets Best so the claim can advance. I was excited about pet insurance but now I'm second guessing the entire process.
1

out of 5

POSTED: | BY: Anup

Find ways to give you less back

Always find different ways why they can only reimburse so little. Done with this insurance
5

out of 5

POSTED: | BY: Carlo

Very pleased with Pets Best Health…

Very pleased with Pets Best Health Insurance. They do a great job provided top customer service and they do flexible pricing based on the customers needs, and not standardized plans that are fixed that you have to be forced into choosing.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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