Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,229

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: =^..^=

Love the friendly service

Love the friendly service and how quick I was able to get a response to my claim.
5

out of 5

POSTED: | BY: Lynda Witenstein

Great insurance company

Great insurance company. Quick turn around for insurance refund. Terrific employees who are professional and caring.
5

out of 5

POSTED: | BY: Rebecca S

Filing on the app was easy

Barring payment on the missed invoice, it made a terrible situation less difficult. Filing on the app was easy and promptly processed. I called because a submitted invoice was not processed and the phone reps were awesome. It's currently under review. My dog died from cancer and even the cremation was covered. Difficult situation that Pets Best made coping with easier.
5

out of 5

POSTED: | BY: Clara G

Completely satisfied

I am and have always been completely satisfied with our decision to use Pets Best. We could not ask for any better to insure our fur babies. We have always received the best in service from them.
5

out of 5

POSTED: | BY: Luz R

Highly recommend

I have had a couple Of unexpected emergencies with my cat and every time I've had to file a claim pets best has been amazing with the process. I've received my payments without any problems , even with routine and wellness care. I highly recommend them and happy I chose them as my pets insurance.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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