Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,229

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Susan P

Thank you for your great service

Dear Pets Best, Thank you for insuring our dog, George. He is not just part of the family, he is our office greeter and comes to work every day. Our clients love to see George when they arrive and are disappointed if he's not here. We need to keep him healthy and able to work. You help us do that by ensuring his medical costs will be met. George turned a year old recently and we submitted claims for his vet bills. The process was simple and the response from your company was timely. Thank you again for your great service. Sincerely, Susan Polk Insurance Agency, Inc.
5

out of 5

POSTED: | BY: Jennifer R

Very easy to submit claims

Very easy to submit claims and very quick to reimburse! Love this insurance policy! My dog has better insurance than I do (and I work at a hospital)! 😊
5

out of 5

POSTED: | BY: Elisa

Am extremely grateful

Am extremely grateful to have coverage for my beloved beagle Oscar. Thank you Petsbest!
5

out of 5

POSTED: | BY: Allison R

Very prompt claim process

Very prompt claim process
4

out of 5

POSTED: | BY: Sara B

So far I am happy

This is the second pet insurance I tried. I had two different bad experiences with a different company, for two different dogs with two different incidences. So this was a second attempt at pet insurance and so far I am happy.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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