Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,101

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Darren Skinner

Great service and claims turn around…

Great service and claims turn around time.
5

out of 5

POSTED: | BY: Brian

Pets Best As Advertised!

Pets Best covered all eligible expenses exactly as described - and within the normal processing time - so a great job all around!
5

out of 5

POSTED: | BY: Elsa Acevedo

Pets Best really cares for our fur…

Pets Best really cares for our fur baby! They are very transparent with the policy and what is covered and honor it. It is very easy to submit a claim through their app. I will definitely recommend them and insure all my future pets with them :)
2

out of 5

POSTED: | BY: Rochelle Boertje

Buyer Beware!

After being a Pets Best customer for almost 10 years I have chosen to discontinue coverage of my two dogs and find another provider. This decision was made following the latest denial of coverage for expensive dental work one of my dogs required a few months ago. After paying years of the highest premiums for the best coverage, I consider the return for the cost of my coverage to be negligible. My pets deserve the finest care and I try to provide that to them with grooming and healthcare. Your rulings & stipulations that determine coverage payments are unfair and inadequate. Now that your company has finally resolved the kinks you had when I first began using your pet insurance, it's a shame that you now operate, like so many other companies, for profit purposes only.
5

out of 5

POSTED: | BY: APS

Very happy

We’ve had Pets Best pet insurance for about ten years. Submission of a claim is easy and the company keeps you posted on the claim’s status and/or progress. When I have filed a claim, they cover what they say they cover, and, at least so far, they haven’t given me the run around if I have a legitimate claim. Supporting documents from the vet are important to have when you submit, as the claim needs support. We’ve been through a cancer diagnosis and treatment for one of our furry family members and an illness with another and we’ve been very pleased with Pets Best and also quite relieved.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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