Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,236

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Maria Oldham

I highly recommend Pets Best insurance

I highly recommend Pets Best insurance. Our puppy, Maxi, has been battling an illness for 3 weeks now. They process claims very quickly and I have nothing negative to say about them. “Thank you!!”
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5

out of 5

POSTED: | BY: Erin Mantz

I highly recommend this company

I highly recommend this company. I've never had a problem and their site and claim filing and update process is quick, clear and easy. Their coverage seems fair and has definitely saved me money and helped me when my beloved cocker spaniel is sick!
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3

out of 5

POSTED: | BY: Maribel

Over charge

I've used this insurance for over 5 years and it's been great until this year when they started charging me over 12 dollars move than what I'm used to with out any warning.
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5

out of 5

POSTED: | BY: Catherine Jestand

Good value for the price

Good value for the price. Fast response.
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5

out of 5

POSTED: | BY: Rich Pomon

Very easy to use and paid quickly

Very easy to use and you have your money in less than a week. My wish my health insurance worked this easily
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Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best Pet Insurance detail
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.
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