Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,237

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lara Ettenson

Extremely responsive

Extremely responsive. After finding the right plan for my pets, with help from customer service, I didn't have to worry about having to make a choice about my pet's health based on my finances. While the rates go up quite a bit each year for older cats, their customer service is also there to help figure out how to make sure it's affordable while providing the coverage you need. The staff is very responsive and helpful and the reimbursements are timely. They were also extremely compassionate when I had to cancel a pet's plan due to her death. They are a great resource.
5

out of 5

POSTED: | BY: Joyce Beers

Pets Best gives me peace of mind

Having Pets Best Insurance puts my mind at ease that if something should happen to my pet I can afford to help him medically with whatever he needs.
5

out of 5

POSTED: | BY: Barbara Murray

Pets Best is the Best Pet Insurance!

I LOVE Pets Best! They have always provided me with great, efficient, and timely service and fair claims review and reimbursements. I have been with them for several years and for several pets, and they have always processed my claims promptly, kept me well-informed via email, had an easy process for submitting claims, and an informative and easy-to-use website. I feel that their premiums are reasonable, and their coverage is excellent. Telephone communications with their staff (rare, because their computer systems provide me with pretty much everything I need) are always friendly and their staff is professional. I am very impressed with this business, and wish more businesses provided service the way that they do. I highly recommend Pets Best to all pet owners!
5

out of 5

POSTED: | BY: Debra B

Extraordinary

Our experience with Pets Best has been extraordinary. We have had several of our pets insured with Pets Best over a span of many year. We continue to use Pets Best because of the excellent service they provide. Veterinary costs have become extravagant and if it wasn't for our Pets Best health insurance policies, we would have struggled with providing the best health care for our pets. In the past, we have dealt with our pets having brain tumors, cancer and a variety of other health issues that were covered under Pets Best. I recommend getting health insurance for pets at an early age because you never know when an accident or an illness will happen. Our present dog was diagnosed with epilepsy at the age of ten months. Thank goodness we have Pets Best in our corner because the vet bills for this life long disease are overwhelming.
5

out of 5

POSTED: | BY: Jennifer H

Very easy to submit the claim

Very easy to submit the claim and when I have had a question the customer service is helpful and friendly. The process is quick and easy to check online.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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