Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,238

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Andrew M

Great company

Great company. I couldn't be more grateful that I found them several years ago.
4

out of 5

POSTED: | BY: Brittney W

Pets Best has been great

Pets Best has been great in providing insurance for our beloved dog, Graham. They have an on-call vet service that has been extremely helpful to us. They are very responsive and the reimbursement for wellness and emergencies have been satisfying.
5

out of 5

POSTED: | BY: Karen C

Positive and informative

All my interactions with staff has been positive and informative. Really happy I went with Pets Best!
5

out of 5

POSTED: | BY: Donna N

They are awesome

We have used Pets Best for many, many years and they are awesome. The claims are always paid promptly and mostly all services are covered depending on the plan level you pick. Their response time to any inquiries is great and their customer service awesome. So glad our pets have you in their corner.
5

out of 5

POSTED: | BY: Cindy

Always pays as described

Always pays exactly as described. No hidden surprises.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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