Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,839

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Connie R

Treats us well

You guys have always treated me and my fur babies very well. I'm so thankful I have your company to help protect my babies. Thank you.
5

out of 5

POSTED: | BY: Melina D

I received an eob that denied the shots on the bill I submitted but it didn't cover the rest of the bill which is really the part I need covered for emergency. Services. That should be better explained on the web and let customers know its pending

I received an rob that denied the shots on the bill I submitted but it didn't cover the rest of the bill which is really the part I need covered for emergency. Services. That should be better explained on the web and let customers know its pending
5

out of 5

POSTED: | BY: Jeff

Answered my question

Needed to inquire if meds were covered and were educated on places in the website to find if certain medications were covered. Thanks!
5

out of 5

POSTED: | BY: Irene

VERY GOOD

Having Best Pets as my dogs insurance it's been a blessing. I have the Best Pets app and is very easy and quick way to fill a claim. Thank you! Best Pets Insurance.
5

out of 5

POSTED: | BY: Marye Thomas

Pets Best is THE BEST

Dear Pets Best Customer Care Team, This is to say a huge "Thank You" for your kindness and compassion during Zoe's most recent (sadly fatal) illness. Human insurance companies could/should take lessons from you. Your claim process is incredibly simple and straightforward. Your coverage is comprehensive and easy to understand. Your re-imbursement process very fast and seamless. And to top off everything, you sent a sympathy card that brought tears to our eyes. Needless to say that I have spoken very highly of you and recommended your company to all my animal-loving friends as well as to various vetrinary clinic staff. We will be getting another fur-baby in the near future and intend insuring her with you from the very beginning. You are "The Best" ...Pets Best! Warmest Regards, Marye L. Thomas

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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