Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,259

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jen K

All around great experience

I feel that the claims process for Pets Best is always easy. If I've ever had a question, using the chat feature is the most efficient way of getting questions answered quickly. Email communication is great, so I always know the status of my claim. All around great experience. Thanks!
5

out of 5

POSTED: | BY: Colleen C

Very happy with Pets Best

I had a bad experience with pet insurance in the past but did some intensive homework and decided you offered the best insurance and your website was extremely user friendly! I purchased insurance for my 2 new dogs - and submitted a claim hoping it would go through properly. The claim was easy to submit and I was notified quickly and paid by direct deposit very quickly as well. I am very very happy with the company!!!!!!! Pleasantly surprised and one less thing I have to worry about! Thank you, colleen
5

out of 5

POSTED: | BY: Linda J

Wonderful

I submitted three claims. This was the first time I had ever submitted claims. I appreciated the email reply that I quickly received telling me that you had received my claims. I received the statements explaining benefit coverage within a few days and received the payment directly deposited into my checking account on that same day. I'm so glad that I have insurance for my dog! I never had pet insurance for my former four dogs. When they were ill, the huge bills all came at once and were difficult to pay. Having insurance is like having a savings account ready for your use. It's wonderful! Thank you!
5

out of 5

POSTED: | BY: Jen K

Always easy

I feel that the claims process for Pets Best is always easy. If I've ever had a question, using the chat feature is the most efficient way of getting questions answered quickly. Email communication is great, so I always know the status of my claim. All around great experience. Thanks!
4

out of 5

POSTED: | BY: Shannon Jacobs

Quick and efficient

Quick and efficient
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Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best Pet Insurance detail
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.
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