Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,839

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Terry P

We recommend Pets Best

Our Pomeranian broke her front right leg and Pets Best processed and paid the claim with in two weeks of submitting. Then they processed the follow up claim with two weeks. My wife and I are very satisfied with the service that we have received from Pets Best. We recommend pets Best to everyone we talk to.
5

out of 5

POSTED: | BY: Christina W

Thank you

I really appreciate your service
5

out of 5

POSTED: | BY: Randal M

I recommend

I told a friend about this great insurance for his pet.
5

out of 5

POSTED: | BY: Maria D

Simple to file a claim on the go

My dog is taking medication for Cushing's disease and I file claims monthly and the pets best mobile app makes it simple to file a claim on the go. A few clicks and taking a photo of the invoice/receipt and I'm done. They notify me of every step and tell me how many days it will take. Direct deposit gets money to me as quick as possible.
5

out of 5

POSTED: | BY: Bill N

Easy and user friendly

You make submitting claims very easy and user friendly. Response was basically immediate, Took a little longer to process than expected but you did email me and let me know that you were processing more claims than normal at the time.
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Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best Pet Insurance detail
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.
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