Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,334

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Martha S

Follows up with customers

Customer service is always efficient in following up with client to resolve any questions.
5

out of 5

POSTED: | BY: Pamela San

This insurance plan is awesome! Easy to use and quickly paid on my claim!

We elected Pets Best because it was under Union Plus. I have to say I am very happy with the service I received when my dog had an emergency. I filed the claim on line and the claim was paid within 10 days. Thank you!!
1

out of 5

POSTED: | BY: Steve Van Vyve

They don't like emails?

When we first started the insurance and filed a claim or 2 there were no problems. Recently I filed a claim and eventually got an email that they are sorry for taking so long (not a problem). Then I recently received an email saying they had to contact our vet for info & history on our dog. I responded to there email that I had put in the comments on the claim that the visit was for our dog and cat, however there was no charge for our dog the charge on the bill is for our cat (a follow up visit). They never responded to the email reply, then I sent them an email using there "contact us" email explaining it all again. Again they never responded. I tried their live chat, that went nowhere so I finally called, canceled the claim and our insurance. No one could give me a reason of not responding to my emails even though they claim they have wonderful customer service. Also I just found out they are not one of the 2019 best rated pet insurance companies.
5

out of 5

POSTED: | BY: Jerry C

The best

Pets Best is the best Pet Insurance out there. Thanks for all your efforts.
5

out of 5

POSTED: | BY: Alicia R

Communicative about delays

Claim took over a week but I did receive an email re the delay.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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