Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,334

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dawn W

Great investment

I got the insurance including the Wellness and utilized it for my new boxer's spay, microchipping, and booster shots. I paid out $208 and got back $186 based on what was covered! Great investment!
5

out of 5

POSTED: | BY: Kathleen

Love it

I loved how easy it was to file the claims, understood all instructions , and it was really quick to receive my payment . I liked how fast you informed me when it will come to me, and told me right away if there will be any delay .
5

out of 5

POSTED: | BY: Hussein S

Easy to file claim online

It is the most easiest way to file the claim online and the end result is very responsive. I advised every pet owner with Pets Best to use the online.
5

out of 5

POSTED: | BY: Barbara B

I love Pets Best

I love Pets Best ! Easy to file a claim, fast response time, fast reimbursement with explanation of payment. Customer Service is always helpful in answering question that arise for us. I wouldn't have any other pet insurance for our 3 Shih Tzu. Rates are best for coverage we chose.
4

out of 5

POSTED: | BY: Kamran V

Good start

It was my first claim, but I have to see how it will be in future, however good start. Thanks for your help.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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