5
out of 5
POSTED: | BY: Eileen O
Payment arrives quickly
Loving the policy so far. I submit my claims online. So far I've gotten checks in the mail. They arrive quickly.
4.3
out of 5
Number of reviews 12,334
Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S.
Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Jennifer B
Incredibly easy
It was incredibly easy to submit all the paper work for the claim and it was just as easy to check the status. I wish human insurance was this easy!
5
out of 5
POSTED: | BY: Ruth Ann
Always a positive experience
I have always had a positive experience with Pets Best. The ease of filling a claim, positive communication when speaking to customer service, and the details of what is and is not included in my policy. I truly appreciate their care and concern for my pets.
4
out of 5
POSTED: | BY: Gary K
Claim was processed quickly
Claim was processed quickly and I was notified of one delay that caused the payment to be delayed.
5
out of 5
POSTED: | BY: Tracey W
Answered quickly
I was able to get my questions answered quickly.
Monthly Cost
$6 and up, depending on your chosen plan.
Coverage
Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible.
Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states).
Two optional Wellness plans to cover routine care.
24/7 Pet Helpline, powered by whiskerDocs is included on all policies.
The pay-out amount is based on your actual vet bill.
Payout Limits
$5000 -Unlimited annual limit, depending on your chosen plan.
Unlimited lifetime limits.
Deductible
$50 – $1,000 annually.
Age Limits
Pet must be at least 7 weeks old to enroll.
Pets Best does not restrict coverage or availability for older pets.
Waiting Period
A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.
Exclusions
Pre-existing conditions are not covered.
Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005.
Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.