Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,334

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jennifer L

Amazing as always

Amazing as always. Poor Bella got sick and needed to see the vet immediately. An hour later she is on the road to recovery and our bank account in $450 lighter. But we were smart enough to purchase health insurance from Pets Best the day we brought her home. The vet knows to give us an itemized receipt and along with the proof of payment we sent a scan of everything via email in to Pets Best. POOF! Immediately get a response, it's being processed and within a week my Bank Account regained 80% of the $ weight it recently lost. Doesn't get easier than this. If only our own health care coverage processes were so simple.
5

out of 5

POSTED: | BY: Beth V

Online portal is easy to navigate

The online portal is extremely easy to navigate. The response time on it is very quick.
5

out of 5

POSTED: | BY: Nhi N

Positive first claim experience

After my baby had to use the ER for stitches due to a dog bite/attack I saw the bill to her visit and was already stressed and overwhelmed by how much the procedure and her stay was. I was rest assured that after I submitted my claim (which was as simple as uploading an invoice and giving the reasoning why) that I was going see 90% of my bill reimbursed after the 250$ deductible. The process was easy and when I had additional questions the customer service rep was more than helpful in understand my claim. The processing time for the claim took a little under 5-10 business days and the claim came a few days after in a direct deposit. This is the most positive first claim I could of had from any insurance company. Thank you pets best for providing me and my baby with so much support and care in our time of need.
5

out of 5

POSTED: | BY: Vicki S

Easy to file

easy to file, let me know claim was received, paid claim quickly.
5

out of 5

POSTED: | BY: Maria L

Great

My vet charged more for a vaccine, I didn't know the full amount for the visit wouldn't be covered until I received the reimbursement. I think it should be more clear what is covered and what the limits are. but otherwise it was great.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

Get a quote today

Leave a review