1
out of 5
POSTED: | BY: James
Denied coverage
I took my dog into the vet to preemptively check for hip displaysia. She is a rotwiller and german shepard mix. Come to find out she does have it. I filed the claim for the vet exams and a month later Pets Best denied my claim saying that documents from the vet suggested that symptoms had started before the insurance coverage started. This is the first time shes been seen by a vet other than shots and has never definite signs of having it. Hereditary conditions are covered under my insurance policy but there claims forms do not have that as a section so I had to file under illness/injury. Now if i don't fight their decision I could have to put my dog down if she starts showing signs of pain and it incapacitates her because I can't afford the surgery. I can't switch to a different insurance because now I know she has it and it I couldn't get coverage for her condition.