Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S.
Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
Took my cat Robbie in for his annual wellness visit to my vet and he got his rabies shot. Vet says he looks great, but needs dental cleaning which we scheduled for August. Paid the vet bill and got the receipt which I scanned into my computer and attached it to an email claim form to Pets Best. Received payment to my bank account within a few days. I am very impressed by this insurance company.
5
out of 5
POSTED:
| BY: Melissa R
The claim was so easy!
The claim was so easy to place! It was awesome that I was able to be reimbursed for my dogs routine care. It was his two year check up: blood work, stool sample, two shots, flea meds, and heart-worm meds! I received full benefits for everything my dog had done! So for a $380 vet visit I received $234 back! This was extremely helpful and worth the monthly payments!
5
out of 5
POSTED:
| BY: Betty Y
Timely claim processing
My dog Max became ill during boarding and was treated afterward by his veterinarian for colitis due to stress (poor little guy!). I immediately filed a claim for his vet visit and it was processed in a timely manner, although the amount was under my deductible. I'm really hoping not to go over my deductible this year!
5
out of 5
POSTED:
| BY: Rachael B
Very kind
Had questions regarding our policy and filing a claim, Crystal walked us through this process with patience. Very kind and great customer service.
5
out of 5
POSTED:
| BY: Tonya Pleimann
Pets Best Insurance & Staff are amazingly professional, caring, efficient and helped me through a very difficult time!
Dear Pets Best Insurance Team!
I made a decision last year to sign up for pet insurance for the first time ever.
After thoughtful consideration for many weeks prior and looking into many pet insurance companies, I decided to go with Pets Best Insurance, mainly because it was reasonably priced and had verifying degrees of coverage to meet my needs. I purchased insurance for both my cats.
Little did I know last month (April 2019) that one of my beloved cats, Luna Mae, would be injured and require a major knee and tendon replacement.
I called Pets Best Insurance and spoke to one of their team members, Sara, and she kindly guided me on how to file a claim with their insurance department. More so, she was genuinely concerned for Luna’s welfare; which I truly appreciated at the time. She also immediately sent me the forms I needed to get started. I was so grateful and distraught at the same time. I needed her calm manner and clarity to help guide me through it all.
As time went on, I spoke to other Pets Best team staff via phone or email, and each time, they were very professional and efficient. Each step of the way, I was given updates regarding my claim without me having to initiate the contact and within a month of Luna’s surgery, I received a check deposit from Pets Best Insurance for the full paid balance of Luna’s surgery, minus my small deductible.
My mind was blown! I could not remember ever in my life experiences an insurance company for people, much less for pets, would have ever been so reliable, caring, professional and efficient!
I’m so impressed with Pets Best Insurance for my pets. I highly recommend Pets Best to absolutely every single pet owner out there! They are the REAL DEAL!
On a scale of 1 to 10 stars... I give them a 10!
Oh, and in case you may want to know, Luna is doing well with her new leg. She will always have a slight limp but it doesn’t stop my little tough rescue cat!
THANK YOU PETS BEST INSURANCE AND TEAM MEMBERS! AS YOUR NAME IMPLIES, YOUR THE BEST!!
Tonya Pleimann
(A Very Satisfied Customer)
Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible.
Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states).
Two optional Wellness plans to cover routine care.
24/7 Pet Helpline, powered by whiskerDocs is included on all policies.
The pay-out amount is based on your actual vet bill.
Payout Limits
$5000 -Unlimited annual limit, depending on your chosen plan.
Unlimited lifetime limits.
Deductible
$50 – $1,000 annually.
Age Limits
Pet must be at least 7 weeks old to enroll.
Pets Best does not restrict coverage or availability for older pets.
Waiting Period
A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.
Exclusions
Pre-existing conditions are not covered.
Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005.
Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.