Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,347

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Eden T

So thankful we have insurance

My female Daschund has horrible allergies since moving to Arizona and was recently diagnosed with heart disease, I am so thankful we have insurance on her to help with this difficult process.
5

out of 5

POSTED: | BY: William O

Clear explanations

Very quick service - clear explanation
5

out of 5

POSTED: | BY: Jennifer S

I recommend this company

Pets Best has come through for me twice now in the 10 or so years I've had them for insurance on my lab. Each time the claims process was extremely simple. The first time I was paid in less than two weeks no questions asked. The second time took a little longer to process due to an incidental finding during surgery for a different problem, which confused the process a bit. I do wish they had called me to discuss but it ended up getting resolved shortly after a quick phone call to them. My claims were paid in full with very little trouble or "fighting" that most insurance companies put you through. I recommend this company to all my pet parent friends. Thank you for making difficult times a little bit easier.
5

out of 5

POSTED: | BY: Linda P

Excellent service and quick response

Dealing with a sick or an injured animal is very stressful. Pets Best excellent service and quick response gave me some help and happiness during that time. I am so very happy in my decision to get pet insurance.
5

out of 5

POSTED: | BY: Cindy B

Easier to deal with than personal insurance

Past claims have been processed in 5 days, this one took several weeks. I hope changing to Synchrony hasn't been a detriment to your company. I love the ease of filing a claim simply by uploading a screen shot of my bill. I also love direct deposit of the reimbursement. You are easier to deal with than any of my personal insurance

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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