Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,685

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Susanne M

Filing claim is so easy!

Filing claim is so easy! I knew that I had not reached deductible yet, but am very pleased with how easy filing has been. I designed my policy this way to keep premium low, but have the peace of mind to know if really expensive incident happens, we will have some help with coverage. Works just right for me.
5

out of 5

POSTED: | BY: Andrea S

Everything went smoothly

I was so scared that when my 6 month old puppy was diagnosed with a major illness (steroid responsive meningitis) that for some reason the insurance would try to find a way to deny it. I was so happy when everything went smoothly and I was quickly reimbursed. I will recommend Pets Best to all my friends!
5

out of 5

POSTED: | BY: Lisa E

Claims have slowed down

Recently there has been a much slower claims processing time.
5

out of 5

POSTED: | BY: Phyllis H

Very easy to file the claim

Very easy to file the claim. The website is easy to use and after scanning the receipt it was easy to upload it.
5

out of 5

POSTED: | BY: Tracey K

Overall, very satisfied

Very easy process to file the claim. Overall, very satisfied. Thank you! This was my first experience with Pet Insurance! This is our only child, we wanted to make sure we could afford healthcare for him if he needed it!
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Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best Pet Insurance detail
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.
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