5
out of 5
POSTED: | BY: Andrea H
Easy to use the app
Easy to use the app. Quick notification and because it was "paid" - even more happy!
4.3
out of 5
Number of reviews 12,347
Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S.
Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Marianna C
Love Pets Best Insurance!
Love Pets Best Insurance! It is very comforting to know that my Pets Health needs are always taken care of ! Molly & Us Thank You !
5
out of 5
POSTED: | BY: Melissa P
Quick turn around
I am so happy I chose Pets Best. Quick turn around with claims and great customer service!
5
out of 5
POSTED: | BY: Ken B
Payment in less than a week
Processing and payment of claims is always really prompt -- with this last claim for Meesha's knees surgery, payment was in less than a week after the claim was filed -- that was fabulous for my personal banking!! Thanks!
5
out of 5
POSTED: | BY: Kathleen H
So easy
Thank you, again, for the service you provide. Filing a claim through you for my cat is so much easier than filing my own medical claim.
Monthly Cost
$6 and up, depending on your chosen plan.
Coverage
Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible.
Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states).
Two optional Wellness plans to cover routine care.
24/7 Pet Helpline, powered by whiskerDocs is included on all policies.
The pay-out amount is based on your actual vet bill.
Payout Limits
$5000 -Unlimited annual limit, depending on your chosen plan.
Unlimited lifetime limits.
Deductible
$50 – $1,000 annually.
Age Limits
Pet must be at least 7 weeks old to enroll.
Pets Best does not restrict coverage or availability for older pets.
Waiting Period
A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.
Exclusions
Pre-existing conditions are not covered.
Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005.
Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.