5
out of 5
POSTED: | BY: Suzanne M
Easy to file claims
It's so easy to file claims and the service is so helpful that I signed up another pet.
4.3
out of 5
Number of reviews 12,821
Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S.
Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Patricia R
No surprises
There are no surprises when you process my claims, I receive just what was expected. You guys are the best!
5
out of 5
POSTED: | BY: Hannah H
I will always use Pets Best
I love Pets Best. They helped me through my last dogs chemo treatments and even expedited the time it took to process realizing what we were going through. Pets Best even sent a condolence letter when she passed. Never have I experienced such amazing customer service from any sort of insurance company. Now I feel peace of mind with our puppy. I will always use Pets Best for our animals ??
5
out of 5
POSTED: | BY: Sheila (Sammie)
Simple process
It's a simple process and they get the job done. I have peace of mind knowing my dog is protected.
5
out of 5
POSTED: | BY: Pam
Great experiences
All of my experiences have been great. Claims easy to file. Reimbursement in a timely manner. Customer Service for help with questions have been courteous, helpful, and if they are not absolutely sure, they place me on hold and find out. Very happy with our experience and I do recommend your company to family and friends.
Monthly Cost
$6 and up, depending on your chosen plan.
Coverage
Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible.
Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states).
Two optional Wellness plans to cover routine care.
24/7 Pet Helpline, powered by whiskerDocs is included on all policies.
The pay-out amount is based on your actual vet bill.
Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method.
Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.
Payout Limits
$5000 -Unlimited annual limit, depending on your chosen plan.
Unlimited lifetime limits.
Deductible
$50 – $1,000 annually.
Age Limits
Pet must be at least 7 weeks old to enroll.
Pets Best does not restrict coverage or availability for older pets.
Waiting Period
A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.
Exclusions
Pre-existing conditions are not covered.
Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005.
Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.