5
out of 5
POSTED: | BY: Raul G
Easy to file
Very easy to file and get paid
4.3
out of 5
Number of reviews 12,821
Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S.
Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Nick W
Easy
The ease of doing everything in the phone app was very convenient. We had a different insurance provider for our last dog and I can already tell that the service and timeliness with pets best will be a nice improvement.
5
out of 5
POSTED: | BY: Betina M
Best insurance ever
I continue to be very satisfied with Pets Best and their services. Best insurance ever!!! I will continue to recommend. Thank you!
5
out of 5
POSTED: | BY: Connie D
Always there for us
Pet's Best is always there for Gizmo as he suffers from back/neck injury, frequent urinary tract infections and eye ulcers which are all very serious. He needs continuous medical care and I never hesitate to get him the veterinary care he needs. Thank you Pet's Best for always being there!!!
1
out of 5
POSTED: | BY: fred garvin
Pets Best does an outstanding job of…
Pets Best does an outstanding job of denying claims. For example the denial said "Services not supervised by a vet." The vet techs at the vet clinic we use are supervised by a DVM, yet Pets Best denied the claim.
Monthly Cost
$6 and up, depending on your chosen plan.
Coverage
Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible.
Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states).
Two optional Wellness plans to cover routine care.
24/7 Pet Helpline, powered by whiskerDocs is included on all policies.
The pay-out amount is based on your actual vet bill.
Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method.
Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.
Payout Limits
$5000 -Unlimited annual limit, depending on your chosen plan.
Unlimited lifetime limits.
Deductible
$50 – $1,000 annually.
Age Limits
Pet must be at least 7 weeks old to enroll.
Pets Best does not restrict coverage or availability for older pets.
Waiting Period
A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.
Exclusions
Pre-existing conditions are not covered.
Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005.
Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.