Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 13,129

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Estefania A

Sickness is better with Insurance

We have an English Bulldog, they are know for having a lot of health issues, but our baby is great. Every time we take him to the vet they give us the documentation we need and we always send it to the insurance and they reply really fast, if not they always notify us via email why is the delay. We really like it!
5

out of 5

POSTED: | BY: Karen

Our vet tech asked about Pets Best...

We told him that we're more than satisfied with Pets Best. Claims are easy to submit and descriptions of payments are thoroughly explained, not to mention, paid quickly. We highly recommend Pets Best!!
5

out of 5

POSTED: | BY: John D

Thanks a bunch

Without warning it became apparent that Stella was not feeling good at all. She was not her outgoing friendly self. On our after dinner romp she would walk and pee then walk and pee again and again. During the night we actually pee'd in the house 7 times! Small amounts. These symptoms first appeared on Friday evening and by Saturday they were even worse. I took her to the nearest clinic opened on the weekends. They took us straight in and began evaluating her. She was diagnosed with a significant UTI. Medication was administered and prescribed. I filed Stella's first claim within two - three days of the vet visit. There were no questions from Pets Best and the claim was proceeded with ease. Thanks a bunch!
5

out of 5

POSTED: | BY: Tara W

Easy Peasy

This is my first experience with pet insurance. The claim process was effortless!
1

out of 5

POSTED: | BY: James Leberknight

after submitting a claim for my dogs…

after submitting a claim for my dogs ear infection. I had waited a month and nothing was done regarding processing the claim. It pisses me off to have to call to prompt action. Then after another week I go online to find out my claim was not approved claiming it was a preexisting condition. It was an ear infection not heart disease. Their answer was he had other ear infections before. That's like saying he had a cold and now future colds aren't covered total bullsit. On top of all that if I wanted to complain I would have to APPEAL!!! Too much on my end for cheap coverage!!!! Bad Company I'm totally disappointed. I'm going to call the BBB too I'm not going to let this company take advantage. They take the premiums but don't pay claims.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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