Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 13,095

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lisa J

Recent experience

my claim was denied, because the services and/or prescription meds were not covered. I have since given my vet a print out of the meds that are covered for my dog Buster. They were happy to keep the info in his file and will refer to this list the next times he needs meds. The information you provide and the willingness of Buster's doctor to work within the parameters of the coverage makes it easier and less stressful for me to give my dog the care he needs
5

out of 5

POSTED: | BY: Julie S

Will continue to recommend

I love this insurance company for my Lucy's u expected medical needs. The staff is very compassionate and responsive and the process is easy. Will continue to recommend this company to all my pet parent friends.
1

out of 5

POSTED: | BY: REBECCA SMYTH

HORRIBLE!!! DO NOT WASTE YOUR MONEY!

Horrible customer service! Claims take over 2 months and numerous phone calls. DO NOT WASTE YOUR MONEY!
2

out of 5

POSTED: | BY: Megan McGhee

Pain to deal with

I used them before with my previous cat and they were a pain to deal with, took months to process the claims, but it got done, so I decided to use them again with my current, big mistake they have gotten even worse, and less reliable still same deal where you have to fight and call constantly to get anything done and it takes forever. I highly recommend considering other insurances, I've heard good things about healthy paws, and nationwide.
1

out of 5

POSTED: | BY: Arnold Pasigan

Go somewhere else

Terrible review time on the claims only to have it denied. When i asked for an explanation on why it was denied I was not given a proper explanation. They only care about making sure they get paid every month cause they called me and email me day after it was due. Go some where else to get your insurance. I did and would not recommend this company to any one.
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Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best Pet Insurance detail
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.
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