Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,990

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Magen Hovagimian

The process itself is easy but...

The process itself is easy, but it took a month and a half for them to process my claim. They claim they have a “fast claims” process which is extremely untrue. For anyone who needs reimbursement quickly, this is not the insurance company for you.
5

out of 5

POSTED: | BY: Dan A

Surprise During Dental Cleaning

Aspen had gone in for a dental cleaning, something we knew would not be covered. During the procedure, the vets found two small masses on her gums that they removed, cauterized, and sent for testing. I submitted a claim hoping to at least get something back for the testing. To my surprise, Pets Best covered more than I initially thought they would! Since the masses would need to be removed anyway and, to do so, Aspen would have to be put under general anesthesia, they covered that as well as the testing and other aspects of her being put under. Usually you have to fight with an insurance company to get things covered but here, Pets Best covered things I wasn't even expecting - just doing the right thing by the customer - and saved us hundreds!
5

out of 5

POSTED: | BY: Julie K

Best pet ins.

So easy to file Quick response time and claim payment! Thanks!
5

out of 5

POSTED: | BY: Brenda L

Pets Best Is Best

I have used Pets Best since my dog was a puppy and they have always come through for us. Don't know what I would do without it.
5

out of 5

POSTED: | BY: Akel I.

Brought my dog to get a dental…

Brought my dog to get a dental cleaning, and when i did my claim i was expecting them to only pay a certain amount for the entire service but they went and checked each individual item on the invoice and i ended up paying a lot less then i initially thought.Doing the claim was pretty easy, good service overall.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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