Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,099

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sandy

The claim process was very easy and…

The claim process was very easy and quick. The claim settlement statement was complete and easy to understand.
1

out of 5

POSTED: | BY: Mistricks

They deserve zero stars and if I could…

They deserve zero stars and if I could save one person from losing their money and possibly their pet from this company then this review is worth it. They sold their company and changed our policy coverage to 5K they then raised our rates at least 30% every year so that we pay $166 a month now for a 7 year old dog and with the deductible you are lucky to get 2K coverage. Soon we will be at zero coverage because of their constant increases. They added another $3 transaction fee on top of things just to get more money back. If you can get them to process your bills that is also beyond tiresome. They will try to wear you down with things like, "your dogs name was misspelled on bill" when there is one letter off. Or we can't read the photo of the bill, or they will say they had trouble depositing your check. You name it they will shade you until you have no options left.
5

out of 5

POSTED: | BY: Jennifer Roznowski

My puppy had a foreign body ingestion…

My puppy had a foreign body ingestion requiring surgery. Pets best was there for us through the process. Everyone I spoke to was helpful and we were informed about our reimbursement within 3 weeks. Great customer service!
5

out of 5

VETERINARIAN: Palo Pinto vet clinic

POSTED: | BY: Denise Adams

Processed unbelievably quickly

My girl has been with you guys since she was 3 months old she hurt her self playing and you covered a big chunk of her surgery and it took a little longer than usual but it was completed and reimbursed in about 2 months which was fine this time the wellness claim was processed super quick just within days of you receiving it which was great I have heard negative things about your plan and I have not found that people have to do there due diligence when looking for insurance you guys did go up but not enough for me to change pets bets you guys are great keep up the great work
5

out of 5

POSTED: | BY: Linda Martinich

PetsBest is the best!

Mazie, a 5-year Labrador retriever, was diagnosed with Immune Mediated Poly Arthritis (IMPA) 8 months ago. It is hard to determine the cause and the appropriate treatment for IMPA, and unfortunately, Mazie has been an especially difficult case. No trigger for the disease has be determined and we have gone through the 4 main drugs typically used to treat IMPA. PetsBest has covered the multiple tests, medications, procedures, and vet visits. It has been difficult to watch Mazie go from healthy and active one day to lame and in pain the next. PetsBest has allowed us to get her the best treatment and has eliminated much of the financial stress. We are so glad we have PetsBest insurance and hope to get Mazie back to good health soon.

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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