Pets Best | Pet Insurance Review

4.3

out of 5

Number of reviews 12,099

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Tina Williams

They pay as promised just takes a…

They pay as promised just takes a little longer than they quote. They say up to 30 days to process but it’s usually closer to 35
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5

out of 5

POSTED: | BY: Valerie Sexton

Five Stars for Pet's Best

Pet's Best is continually prompt and thorough in their reviews. We have had coverage with them for a year now and have had to make unexpected illness claims that Pet's Best has quickly reviewed and sent explanation of benefits for. Payout is quick and easy as well!
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1

out of 5

POSTED: | BY: Gucci NYC

Slow processing

Very poor communication and claims process takes too long. I shouldn't have to pay my credit card bills before getting reimbursement.
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1

out of 5

POSTED: | BY: Mark P

DON'T USE THEM

My dog had a piece of glass in her foot and they denied the claim saying it was a routine checkup. Are you kidding me?? Someone should report this people.
1

out of 5

POSTED: | BY: Jason Rourke

Claims processing takes forever with…

Claims processing takes forever with absolutely no notes for the customer or even their customer service reps. Keep getting told due to high value of claims and short staffing claims are delayed. When claims are finally processed, they will look for every reason NOT to payout a claim, even with proper documentation and letter from the vet. I would drop this insurance company if I didn't have to worry about pre-existing conditions under a new policy.
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Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.
Pets Best Pet Insurance detail
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.
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