Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,404

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

VETERINARIAN: Arbor View

POSTED: | BY: Tim Wilk

Great when unexpected treatment arises.

I've had VPI (now Nationwide) for well over 20 years on all my dogs. Thankfully, because of insurance I am able to afford unexpected treatments over the years. Wouldn't be without Pet Insurance.
5

out of 5

VETERINARIAN: Caldwell Mill Animal Clinic

POSTED: | BY: Jean Levine

Nationwide is outstanding

We have a beagle/Corgi mix that thinks everything is edible. WE have have several claims and Nationwide always pays and pays quickly. They make it so easy to file a claim online then they directly deposit the check into our account. We are so happy we choose Nationwide we we first got our Cooper.
5

out of 5

POSTED: | BY: Warren Braverman

Mr.

Excellent coverage, claims and customer service
4

out of 5

VETERINARIAN: Cottage vet, pacific grove

POSTED: | BY: Michael Saldana

Remington

Remington is our 5th Bernese Mountain Dog; pet insurance is value and piece of mind.
5

out of 5

VETERINARIAN: Just Cat’s Clinic

POSTED: | BY: Dave Seder

First Class Pet Insurance

Nationwide accepted ‘Wiley Jake’ for coverage prior to his 17th birthday after he completed a comprehensive physical exam. Several other insurers would not look at him at that age. He is covered under their injury/wellness package and had no pre-existing conditions.. Routine wellness checks for the first three years but age related issues developed during his 19th year including the need for some dental surgery. Nationwide requires documentation for each visit or claim which is expected. My total experience with the company has been extremely positive. They offer monthly or annual payment options, charge a $250 annual deductible and pay 90 percent of all accepted claims. Their claim submission process is seamless and website easy to navigate. They have never questioned a claim and normally provide payment within two to three weeks of claim submission. Their coverage has proved to be exactly as stated in the policy documents. I have found the company to be easy to work with and professional in all regards. Nationwide was recommended to me by others who have had similar experiences with the company. I find the company to be five star all around and give them my highest recommendation.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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