Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,407

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Diane Graff

Not good coverage and will find ways to avoid payi

I've had several animals covered by different plans and VPI has been the most difficult to work with. When my dog had serious heart conditions, their max payout wouldn't even cover 1 specialist visit! Now I have a cat with hyperthyroidism and I am in my 3rd appeal as they are refusing to pay for bloodworm which is needed often to regulate the medications. I pay $648 annually which is crazy high. I have PetPlan on other animals and they are awesome. Avoid VPI.
1

out of 5

POSTED: | BY: Diane Graff

Not good coverage and will find ways to avoid payi

I've had several animals covered by different plans and VPI has been the most difficult to work with. When my dog had serious heart conditions, their max payout wouldn't even cover 1 specialist visit! Now I have a cat with hyperthyroidism and I am in my 3rd appeal as they are refusing to pay for bloodworm which is needed often to regulate the medications. I pay $648 annually which is crazy high. I have PetPlan on other animals and they are awesome. Avoid VPI.
5

out of 5

POSTED: | BY: Mary-Ann Sontag

100% Satisfied

I have had VPI for a few years, but recently had an experience that made me an even more satisfied customer. The reimbursement rates have always been just fine in Montana, where veterinary care is less expensive. But in July I took one of my Bernese Mountain Dogs all the way to VOSM in Maryland for a TPLO performed by a surgeon I knew was top notch (Dr. Sherman Canapp). It was not cheap -- about $4500 when it was all said and done. I was worried about how much would be reimbursed and was hoping for half -- I was amazed when VPI reimbursed almost 80% of the costs. There were no issues getting paid -- I sent in the required documents and had a check in less than a month. I cannot say enough good things about VPI. I have all five of my Bernese Mountain Dogs covered!
1

out of 5

POSTED: | BY: Ashvin Tan

the bank is very slow

i had paid over 10000 over to the bank but until now i didn't recevie my cash
5

out of 5

POSTED: | BY: Dorothy Palermo

I heard your company was excellent in all aspects

I have heard from a family member that this was a great company for pet insurance so I decided to check into it and see if it met my pets needs.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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