Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,407

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Petra

Life saver

My Rottweiler had a $3000 ACL repair after i had the policy for about 1 year..VPI covered ALL!!! 1 year later she was diagnosed with bone cancer and had to get her leg amputated ...over $2000...again,ALL covered!!!! Still going through chemo and still getting over half reimburest . Without this insurance I never could have afforded to pay for all this. Me and my dog are very grateful for it is
2

out of 5

POSTED: | BY: Kathleen McCarroll

Avoid VPI/Nationwaide

Just received my policy renewal from Nationwide, formerly VPI. Premium went up 32% for my 8 yo Boxer who has had almost no claims!!! Last year declined a fairly large bill for a screening Holter Monitor because I had UPGRADED my policy 362 days before and the Holter was excluded for a year. The upgrade cancelled the previous policy and I got screwed. I appealed since she had had VPI since 8 wks old and I got a form letter denial of appeal.
2

out of 5

POSTED: | BY: Kathleen McCarroll

Avoid VPI/Nationwaide

Just received my policy renewal from Nationwide, formerly VPI. Premium went up 32% for my 8 yo Boxer who has had almost no claims!!! Last year declined a fairly large bill for a screening Holter Monitor because I had UPGRADED my policy 362 days before and the Holter was excluded for a year. The upgrade cancelled the previous policy and I got screwed. I appealed since she had had VPI since 8 wks old and I got a form letter denial of appeal.
4

out of 5

POSTED: | BY: Celeste

Very satisfied

VPI's reimbursement rates are very generous. I'm very grateful I switched to VPI.
5

out of 5

POSTED: | BY: Lynda Delbaugh

I have been very happy with FPI

This is my third dog that I have insured with VPI and have never had a year for any of my pups for which I didn't get my premium back in payments for a variety of issues including prescriptions for my one golden who had epilepsy.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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