Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,407

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Thomas Butler

Love the service and people!

Have had VPI for several years. Always responsive and coverage has been great!
5

out of 5

POSTED: | BY: LESLIE LENAHAN

EXCELLENT

I LOVE MY DOG MORE THAN ANYTHNG IN THE WORLD. UNFORTUNATELY SHE HAS HAD A LOT OF MEDICAL ISSUES, I THANK GOD THAT I LEARNED ABOUT THE COVERAGE THRU MY UNION AT WORK AND PUT HER ON IT WHEN I RESCUED HER AT 7 MONTHS. THE COVERAGE HAS BEEN GREAT AND I CANNOT SAY/PRAISE ENOUGH ABOUT THE INSURANCE COVERAGE.
5

out of 5

POSTED: | BY: Bob

Impressed, pleased and longtime customer

Gabby is 10. I purchased VPI at age 2. She was discovered to be diabetic 4 years ago. The coverage has been wonderful. Along the way, she had an ACL tear repaired and a mast cell tumor removed. By having VPI coverage, the vet medical expenses these past 4 years has been covered at an amazingly high level. In one circumstance, I was somewhat disappointed by the covered level repayment. I called to inquire hoping to better understand the claim limitation. Much to my surprise the customer claims rep took the time to further drill down into the case history. Once she heard more of the history, she offered me an opportunity to resubmit the claim. To my surprise my reimbursement increased from $25 to $450. I was extremely pleased by her willingness to help. Frankly, she could have explained it as $25 is all we pay.... Just in the past 18 months, I have received approximately $3600 in reimbursements. I am happy to recommend VPI to friends and pet enthusiast every chance I get. It has made my pet's medical care much more affordable, as well as limiting any hesitancy toward the best treatment plans for her.
5

out of 5

POSTED: | BY: Tammy L.

Excellent decision

I have two dachshunds and they are notorious for back problems. I purchased the medium coverage plan for both of them and it has come through for me on several occassions. My 6 year old already has back issues and they have covered all the treatments. My 12 year had infected teeth and had to have surgery, once again they covered all of it. Best thing I ever invested in!
5

out of 5

POSTED: | BY: Patty

Happy with Policy

I have had great experience with VPI/Nationwide pet insurance. They have covered my 8 year old Bassetts surgeries at a decent amount. I am so glad i took out the coverage when I did. The amounts paid what what was listed when I took out the policy so I knew what to expect. Times even more.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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