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POSTED: | BY: Cheryl
Every condition will be a pre-existing condition.
We have since left Nationwide since we were told today that no surgery coverage takes effect for 1 year from policy purchase date. So anything that happened to our puppy in the furst year is deemed pre-existing and won't be covered. They denied our initial claim for a dislocation in his front leg from a fall because he was previously seen by a vet for a dislocation of his hind leg that occured while he was running through a field. Basically they will collect our premiums and deny all our claims. No thank you.