Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,407

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Becky S

Used to be good but they are slipping

When I started out the rates were a little high but I felt it was worth it to know that my dogs' health would be taken care of and their customer service was FANTASTIC. Recently I feel like my rates are really going up and not all of my claims are being reimbursed in full, it also takes upwards of 30 days to process my claim. Customer service is now just so-so. In my opinion they have slipped since being bought by Nationwide. I would recommend for younger dogs with NO preexisting conditions but not for older dogs.
4

out of 5

POSTED: | BY: Jackie

Neuter

Dug is doing great after his recent neuter procedure. He was marking the house like crazy likely in competition of our other male dog. But at 9mo he's now fixed and getting better about claiming the whole house (or well, mainly claiming all his human daddy's things). It was only made possible financially by his full coverage from nation wide! About 90% of his bill was reimbursed and fairly quickly as well.
5

out of 5

POSTED: | BY: Sharon Sullivan

We love Nationwide Pet

Nationwide is definitely on our puppy Bently’s side! We are new pet parents and learned the hard way that we should have gotten Nationwide as soon as we picked up our puppy. That mistake unfortunately cost us $10,000 in emergency bills. Thankfully, when Bently broke his leg in April we were covered by Nationwide Pet’s Whole Pet with Wellness plan which covered 90% of the surgery costs. Everyone we’ve spoken with at Nationwide Pet has been a terrific help. And our claim status was easy to follow online. We are very pleased with our Nationwide Pet experience and have been recommending this coverage to everyone we know that has a pet! Thank you so much for the terrific experience! We are truly grateful!
2

out of 5

POSTED: | BY: Dissapointed

I am dissapointed in VPI/Nationwide

I have had VPI for nine years for my doggie. During those 9 years I have summited many claims and they pay some but some of the time they don't. At one point I stopped sending claims and just kept it active in case of an accident or illness. Now my pup is nine and in need of medical care and I summited a large claim of about $500, they didn't even pay a hundred of it, I am seriously considering canceling, due to his condition I can't go to another company, so now I am stuck paying for most of the medical bills.
2

out of 5

POSTED: | BY: Dissapointed

I am dissapointed in VPI/Nationwide

I have had VPI for nine years for my doggie. During those 9 years I have summited many claims and they pay some but some of the time they don't. At one point I stopped sending claims and just kept it active in case of an accident or illness. Now my pup is nine and in need of medical care and I summited a large claim of about $500, they didn't even pay a hundred of it, I am seriously considering canceling, due to his condition I can't go to another company, so now I am stuck paying for most of the medical bills.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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